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David is a Senior Manager with 20 years of risk & regulatory experience. David focuses on insurance risk and regulatory issues that impact companies at both an international and domestic level, including developments of Solvency II, IAIS, systemic risk, ComFrame, ORSA, federal oversight, ERM and capital standards. He also has asset management and banking credentials. Prior to consultancy, David worked as an examiner with the UK FSA covering major banking, insurance & asset management companies.