Learn how a well-designed reinsurance operating model can align key business areas to manage risk effectively, improve performance, and build long-term resilience.
As ceded reinsurance portfolios grow more complex, many insurers find their operating models struggling to keep pace. A clearly defined reinsurance operating model brings structure to the chaos—aligning people, processes, technology, and governance across the life cycle. When roles are clear and teams work in sync, insurers can make better decisions and build a future-ready reinsurance function.
Siloed technology landscapes
Can lead to reinsurance calculations that are costly and slow to process, limiting the ability to build sophisticated pricing models.
Aging or end-of-life technology solutions
Can limit the ability to scale reinsurance operations safely, and can affect the ability to build operational capacity potentially impacting profitability.
Lack of IT and data governance
A lack of dedicated data ownership means data accuracy and quality issues can snowballover time, resulting in no clear ownership over end-to-end data quality.
Manual and inefficient processes
Can impact data quality, which manifests in leakage through overpayment or under recoveries.
Inadequate succession planning
Contributes to failing to mitigate against a competitive marketplace with emerging skills and capabilities.
Legacy team processes
Teams structured around ‘doing’ rather than ‘insight’ struggle to inform accurate management decisions.
Effective reinsurance models align people, processes, and technology to work as one across the reinsurance life cycle. This alignment turns complexity into clarity and supports stronger operations.
An effective ceded reinsurance operating model is the foundation that connects strategy, talent, technology, and governance to deliver real business impact in a complex risk environment. When designed with intent, it enables insurers to adapt to change, strengthen risk management, and scale with confidence. The payoff is clearer decision-making, greater efficiency, and a durable competitive advantage. We invite you to connect with us and explore how a tailored model can support your reinsurance strategy and future ambitions.