Vishal is a Partner in Deloitte’s Risk Advisory Practice in London. He leads Deloitte’s Capital and Structural reform propositions and has more than 18 years’ experience in the financial services sector. Vishal is Deloitte’s EMEA leader for its Risk and Capital Management service line and he sits on the steering group of the Deloitte Centre for Regulatory Strategy. Vishal has in depth experience of dealing with complex risk, regulatory and governance issues both in the UK and internationally and has worked with many of the world’s most significant financial institutions.