Tom works with a broad range of UK and global credit institutions and FCA-regulated investment firms, and leads the Conduct & Prudential team’s liquidity offering in London. Tom has extensive experience in liquidity stress testing, regulatory reporting and risk management. He has supported financial institutions on various prudential matters since joining Deloitte, under both CRR and IFPR. Prior to joining Deloitte, Tom spent four years in the Treasury function of a Global Systemically Important Bank (G-SIB).