Tom leads Deloitte's Risk and Capital Management team in London. He has over 20 years experience working and leading major Risk, Finance and Treasury transformation programs at Tier 1 UK and global financial institutions. Tom has significant experience in the design and implementation of Basel programs, across both capital and liquidity topics. He has also supported major institutions to define and implement supporting systems for risk and finance reporting. Prior to leading Deloitte's UK Risk and Capital practice he set up and managed Deloitte Risk and Regulation Advisory practice in Switzerland.