Nikhil is an Associate Director in Payments & Digital Assets team under the Risk Advisory department. Nikhil specialises in risk management, business process projects, controls optimisation & assurance and compliance reviews including payment service regulation, operations, Sarbanes Oxley (SOX) and anti-bribery engagements for financial clients. He is a payments expert specialising in PSD2 and large-scale transformation, regulatory and business readiness projects.