Her key areas of expertise are in the regulatory capital and credit risk space. Prior to joining Deloitte in 2024, Mariana has spent about 5 years in different regulators across Europe. At the Prudential Regulation Authority, Mariana worked in a capital specialist team, leading capital SREPs for non-systemic UK Banks and Building Societies. In the European Central Bank, Mariana was part of a credit risk specialist team, undertaking the Commercial Real Estate and Accomomodation and Food Sectors reviews across a targeted range of Systemic European banks.