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Calum Upchurch

Senior Manager | Capital Specialist

Calum is a Senior Manager in the Prudential Risk team in London. He joined following 7 years at the Bank of England, where he gained considerable experience within UK deposit takers supervision.

Calum worked in a capital specialist role at the PRA for 4 years, reviewing ICAAPs and resetting capital requirements for banks and building societies. This position also covered new bank applications, stress testing and policy work.

Since joining Deloitte he has supported a major UK bank with its Bank of England ACS stress testing submission, providing technical challenge in the 2nd line. He has also provided 2nd line support on ICAAP methodologies for several firms, including an international commercial bank’s UK subsidiary and two UK challenger banks, addressing specific regulatory feedback on stress testing capabilities.