Our thinking

Family businesses represent 75% of Malta's economy, and while desire for digital transformation is very high, many lack formal digital strategies. While global research shows 86% of family businesses are adopting AI, Malta's approach remains fragmented and driven by individuals rather than enterprise-wide planning. Discover how to overcome barriers to AI adoption through the development of clear data systems and governance, as well as practical plans for technology transformation.

How can AI speed up smarter customer journeys and improve
customer experience?

Explore Deloitte's comprehensive analysis of human capital trends shaping the future of work in 2026. Discover key insights on talent management, workforce development, employee experience, and organisational strategies to drive business success in an evolving workplace.

As iGaming acquisition costs rise and regulations tighten, chasing player numbers alone no longer works. Learn how marketing mix modelling helps operators make smarter capital decisions.

As IFRS standards transform global financial reporting, qualified accountants face a critical choice: deepen their expertise or risk falling behind. Explore why IFRS specialisation matters and what a comprehensive preparation programme looks like.

Financial institutions face unprecedented third-party risks in today's interconnected ecosystem. This comprehensive guide explores essential third-party risk management frameworks and key regulatory expectations for outsourcing arrangements in accordance with the MFSA FIR/03 and the EBA Guidelines on Outsourcing. Read the article...

Discover the five dominant technology trends transforming enterprise operations in 2026. From AI going physical to the infrastructure reckoning, learn how organisations can gain competitive advantage through rapid redesign and strategic execution. Plus, monitor eight emerging signals that may reshape the future.

Explore Deloitte’s TMT Predictions 2026 and uncover the top 13 trends transforming technology, media, and telecom. From AI advancements to satellite internet and tech sovereignty, get expert insights to future-proof your business. 

Payment processing services by PSPs facilitate online transactions. We have observed that PSPs frequently tend to overuse the VAT exemption for payment transactions, which increases risk while resulting in missed opportunities for enhanced VAT efficiency. Learn more...

Rethinking productivity in the manufacturing industry is no longer optional—it’s essential. In today’s volatile environment, the old model of efficiency at scale falls short. Many organisations struggle with siloed structures, complex legacy systems, and risk-averse cultures, which hinder true productivity gains. At Deloitte, we believe the key lies in balancing efficiency with speed and flexibility.

Our latest report highlights how simplifying processes, leveraging AI, and reimagining workforces can unlock material improvements. But it requires strong leadership will and a holistic approach—from cost discipline to revised metrics that measure agility and resilience.

Discover how to overcome today’s productivity pain points and build a future-ready enterprise that delivers more with less, faster.

Discover the key safeguarding requirements under Chapter 3 of the Financial Institutions Rulebook (FIR/03) issued by the MFSA: How to ensure compliance to protect client funds and minimise risks. Learn more...

Financial Services regulatory timeline tool provides a high-level view of recent and upcoming financial markets regulatory initiatives, making it easy to track regulatory developments across different financial services industry sectors or topics. Learn more...

This article discusses how disciplined Enterprise risk management enhances regulatory compliance, protects capital, and builds trust, turning risk into competitive advantage amid evolving regulations. Discover how to strengthen governance and accelerate informed decision-making with effective ERM strategies. Learn more..

Deloitte has been working closely with the hotel sector in Malta for over 20 years to provide the sector with the latest benchmarking information on hotel performance and market trends through its quarterly survey.

Transform your Information Security Officer from compliance enforcer to strategic business partner. Discover how ISOs drive resilience, mitigate cyber risk, and create competitive advantage in the DORA era.

Anticipating and managing digital and transformative change, productivity, regulatory requirements, open data and customer-centricity. Deloitte Malta's Financial Services blog explores topics such as Banking & Securities, Wealth Management and Investment, Insurance, the Future of Financial Services and more.

Global business Offerings integrated Sustainability consulting and climate change Services that help our clients build a more sustainable future.

Private Equity is unrivalled at creating returns. For investors, businesses and, increasingly, society.

Focused on key drivers shaping the business landscape, The CFO Agenda draws from our deep experience serving CFOs locally and internationally. Learn more and sign up for the next event.

The Deloitte Global 2025 Women @ Work: A Global Outlook report provides data-driven insight into women’s experiences at work—and into the aspects of their lives that could affect these experiences.