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Deloitte EMEA Financial Markets Regulatory Outlook 2025

The Deloitte EMEA Financial Services Regulatory Outlook 2025 outlines the evolving regulatory landscape for financial services, focusing on economic, geopolitical, and technological changes.

EMEA Financial Markets Regulatory Outlook 2025

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Special focus areas this year include artificial intelligence (AI) and data, payments and digital assets, sustainable finance.

The report also includes sector-specific perspectives such as retail and commercial banking, investment banking, general insurance, life insurance, and investment management.

 

Report Contents
 

1. Global Regulatory Landscape
 

  • Increased focus on economic growth, competitiveness, and national security.
  • Financial stability, combating financial crime, and integrating new technologies are intertwined with national interests.
  • Vigilance and strategic transformation are crucial for financial services (FS) firms.

 

2. EMEA Perspective
 

  • Emphasis on AI, data governance, and operational resilience.
  • Regulatory changes to support economic growth and competitiveness.
  • Sustainability and innovation in financial services are highlighted.

 

3. Sector-Specific Insights:
 

  • Retail and commercial banking: Focus on data quality, risk culture, and governance.
  • Investment banking: Operational challenges with T+1 settlement and booking models.
  • General insurance: Enhanced risk management for emerging risks.
  • Life insurance: Implementation of regulatory changes and consumer protection.
  • Investment management: Balancing consumer protection with sustainable finance opportunities.

Previous reports
 

2024 Report

2023 Report

About the EMEA Centre for Regulatory Strategy (ECRS)

The Deloitte EMEA Centre for Regulatory Strategy is a powerful resource of information and insight, designed to assist financial institutions to manage the complexity and convergence of new regulation. The Centre combines the strength of Deloitte's regional and international network of experienced risk, regulatory and industry professionals. 


About the ECRS Nordics Hub

The Nordics Hub draws on the ECRS’ breadth of regulatory analysis to bring relevant insights to financial institutions in the Nordic countries. The Nordics Hub helps broaden and deepen connectivity between Deloitte practitioners across the region on regulatory strategy topics.

Industry: Financial Services

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