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Rewards, recognition, and well-being

Supporting your life journey


The mission of our comprehensive rewards program is to deliver a distinctively Deloitte experience that empowers our professionals to thrive mentally, physically, and financially—and live their purpose. Here are some of the benefits and programs we offer to support our professionals and their loved ones.

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Empowered well-being

Deloitte is committed to providing support and assistance throughout the major milestones of your life. Whether you are starting a family or pursuing a passion we provide benefits to address your unique career and life needs no matter where you are on your well-being journey.

Paid time off and holidays

Our PTO program helps professionals take time in the ways that matter most to them whether for vacation, caring for themselves or loved ones, or celebrating special moments or holidays that are most relevant to them. Eligibility and actual PTO accrual will depend on the professional’s position and possibly on their years of eligible service. To provide additional flexibility, our program includes a carryover provision for unused PTO. Paid Collective Disconnects are in addition to PTO and allow all professionals to rest and recover at the same time.

Life and family

Deloitte is passionate about supporting its people and their families. In order to support a range of needs, Deloitte offers a variety of life and family benefits.

Medical, dental, and vision

Deloitte’s healthcare offerings include competitive medical, dental, and vision plans. Multiple national medical plan options with multiple carriers are available to meet you and your family's needs. In general, each plan provides eligible professionals:

Life insurance and disability

Deloitte offers a range of insurance and disability coverage to help protect eligible professionals and their families from the financial impact of unforeseen circumstances.

FSAs and HSAs

Health Care Flexible Spending Account (HCFSA)

The Health Care Flexible Spending Account (HCFSA) helps eligible plan participants save money on certain health care expenses — such as eligible medical, dental, and/or vision care expenses not paid by a Deloitte plan — for themselves or their eligible dependents through contributions made to an HCFSA account before-tax. Deloitte’s HCFSA also offers a debit card that allows immediate access to FSA funds when used at participating providers.

Dependent Care Flexible Spending Account (DCFSA)

The dependent care flexible spending account (DCFSA) allows eligible participants to set aside up to $5,000 ($2,500 if married and file taxes separately) from their before-tax pay for eligible dependent care expenses.

Health Savings Account (HSA)

Participants in the High Deductible Health Plan offered by Deloitte may be eligible to establish a Health Savings Account (HSA). Contributing to an HSA provides an opportunity to build a personal fund to pay for current and future qualified health care expenses — tax-free. Similar to an individual retirement account (IRA), money is put away before-tax, investment returns are tax-sheltered, and distributions for qualified health care expenses are tax-free. And HSA participants can also elect to participate in a Limited Purpose Flexible Spending Account, another way to save on eligible vision, dental, and preventive care expenses

Retirement

Deloitte’s Wealth Accumulation Program includes a 401(k) savings plan and a cash balance plan. Together, these plans provide a solid foundation for eligible professionals’ long-term financial future.

Cash balance plan

 

Deloitte provides a cash balance plan to eligible professionals to help provide income in retirement. The cash balance plan is 100% funded by Deloitte at no cost to eligible professionals. The plan provides:

  • Vesting after three years of continuous service or attainment of age 62 while actively employed, regardless of years of service
  • A monthly income for life or a one-time lump sum distribution after retirement
  • Competitive cash balance formula, featuring a minimum annual service credit of 3% of eligible pay and a minimum annual interest credit rate of 3.8%
  • Full benefit portability at separation/retirement

401(k) savings plan

 

Deloitte offers a 401(k) savings plan to eligible professionals that is designed to help participants accumulate wealth in a tax-effective manner. Some plan highlights include:

  • Contribute on a before-tax 401(k) basis or alternatively on an after-tax Roth 401(k) basis directly through payroll
  • Make the most of Deloitte’s employer 401(k) savings plan match formula—$0.50 per dollar on the first 6% of eligible pay you contribute, for employees with at least 60 days of service at the end of the plan year
  • Matching contributions are 100% vested after three years of service
  • A diverse choice of investment options. Professional investment advice options are available to help you direct your contributions based on your needs and preferences
  • The plan allows participants to take a loan or hardship distribution while actively employed

Reward Excellence and employee recognition programs

Thank it Forward is our recognition program designed to reinforce the value we place on our professionals and our appreciation for all they do. The Thank it Forward web and mobile application allows our professionals to recognize each other for both big and small achievements, through non-monetary “Shout Outs” and monetary awards for eligible professionals.

Additional benefits - Deloitte’s benefit offerings also include:

offers a personalized, concierge-style approach to support our professionals and their eligible dependents’ psychological health. Our in-house team of clinical and performance psychologists deliver empathetic support across a wide range of services—from education about mental health and performance psychology, to consultation and referral to psychological health providers, to management of emergency and crisis situations.

are offered through multiple voluntary programs, which may allow eligible participants to combine their existing private and federal student loans into one loan, consolidate credit card debt, or pay off high-interest debt by obtaining a personal loan. Welcome interest rate discounts or a welcome “bonus” may be available for eligible participants. Independence restrictions may apply.
 

This program is offered through a restricted entity and independence policy may prohibit participation for certain individuals. Professionals with a Tracking & Trading requirement should pre-clear the lender prior to obtaining any loans through this program.

voluntary coverage that protects eligible professionals and certain family members from the high costs associated with an extended nursing home stay and home health care services.

provides eligible professionals with access to discounts at thousands of online retailers and hundreds of local restaurants and merchants, including offers that are exclusive to Deloitte professionals.

voluntary coverage that enables eligible professionals to receive a comprehensive set of personal legal services from a panel of participating law firms or from their own attorney.

increases their personal liability limits by supplementing their primary insurance on a wide range of personal liability exposures such as residences, autos, watercraft, recreational vehicles, pets, swimming pools, etc.

provides credit reports, scores, and alerts, Internet fraud monitoring, and identity fraud resolution services to eligible professionals.

includes differential pay and is part of Deloitte’s commitment to our eligible military professionals.

Download Benefits PDF

Benefits described here are examples of benefits currently offered by Deloitte but any benefit for which you may become eligible will be governed by the terms and conditions of your employment and by the terms of each individual plan document. Deloitte has the right to change plan terms (including eligibility for benefits) or to discontinue any part or all of the benefits described herein at any time. Certain roles and employment positions within Deloitte and its affiliate entities may not be eligible for all or some of the benefits described in this document. Please consult the individual plan/program documents for specific benefit and eligibility provisions, based upon the terms of your employment with Deloitte. 

No general explanation can adequately provide all the details of each plan. This general explanation does not change, expand, or otherwise interpret the terms of any plan. If there is any conflict between the plan documents and this description or any written or oral communication by an individual representing the plans, the terms of the plan documents (as interpreted by the plan administrator in its sole discretion) will be followed in determining the rights and benefits under each plan.

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