Santosh Kutty

Santosh is a Principal and the US L&A/Group Insurance Technology Practice Leader with over 25 years of global market experience serving L&A, Group, and P&C clients. He specializes in advising insurance clients strategize, plan and execute multi-year technology-enabled business modernization investments. He designed Deloitte’s 3S Modernization Method which enables carriers to make agile value chain investments focused on achieving growth, efficiency and experience results. Santosh serves in multiple Deloitte leadership roles as the L&A/Group Insurance Market Intelligence Co-leader, Group Insurance Benchmarking Study Technology Leader and Group Insurance CIO Executive Forum Leader.