Lakshmanan (Bala) Balachander

Bala focuses on large-scale risk transformation programs for Deloitte & Touche LLP with emphasis on capital strategy and management, Basel II/III Accords, CCAR/stress testing, liquidity risk, and selected Dodd-Frank Wall Street Reform and Consumer Protection Act requirements. He also focuses on credit risk management with emphasis on commercial portfolios, asset backed lending, and securitizations. Bala’s areas of emphasis include risk infrastructure, data management, and data governance.