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Bhaskar J Kalita (BK)

Principal | Deloitte Consulting LLP

BK is a principal in Deloitte Consulting LLP's AI & Data practice and and serves as a Lead for Financial Services & Insurance clients, helping clients move from AI ambition to measurable, value. Across more than two decades at the intersection of data, technology, and business transformation, he has led some consequential AI and data initiatives for the sector.

BK’s current focus is Agentic AI , the next frontier in insurance operations. He believes autonomous AI agents, when grounded in trusted data architectures and disciplined transformation programs, can reshape how insurers design & price risk, service policyholders, and allocate capital . His engagements are built around a conviction that AI value is realized not through isolated pilots, but through a coherent AI & data-driven transformation that spans the insurance value chain.