We are pleased to share the 2025 Global Insurance Outlook Report. This comprehensive report provides a global perspective in relation to five key questions that insurance leaders should be and, we expect are, considering:

• How can insurers adapt to the rapid pace of change?
• How can each sector keep up with rapid change to create opportunities for long-term growth and inclusivity in 2025?
• Could AI leave insurers on the outside looking in?
• How can insurers elevate their societal purpose in a financially sustainable way?
• Could new global tax requirements impact organisational structuring considerations for insurers?

As the report states, ‘the only constant is change’ and, as you prepare for the dynamic year ahead with change coming from many different directions, we hope that this report provides some perspectives to supplement your own thoughts around these questions.