The Basel III reforms will have a significant impact on banks, their risk management frameworks and capital requirements. Our chartered accountants and quantitative analysts specialise in the development and validation of regulatory capital models and governance frameworks to ensure compliance with Basel III and relevant BCBS guidance.

We assess the impact of regulatory changes on data, processes, and controls related to credit, market, liquidity and operational risks. We have pioneered unique capital allocation methodologies that allow insight into the capital charge drivers. Our tried and tested tools and accelerators can assist you in the successful implementation of the Basel regulations.

The Deloitte Centre for Regulatory Strategy identifies and analyses regulatory developments across Africa and key advanced economies (UK, US and EU), and develops sector and client-specific solutions in response to the opportunities which arise. Through the adoption of a forward-looking approach to the identification of emerging financial services regulations, the proposition affords our clients the ability to understand the impact that changing regulations can have on their strategy and business model.

In the aftermath of the financial crisis, Systemically Important Financial Institutions (domestic or global), are required to work closely with regulatory bodies to develop and implement Recovery Plans. FS Advisory has deep practical experience in the development, implementation and testing of Recovery and Resolution Plans (RRPs). Our expertise includes recovery plan simulation, stress testing and scenario analysis and early warning indicators.

Finally, we support our clients with the preparation of documentation and presentations required for the Supervisory Review and Evaluation Process (SREP) as well as the implementation of all Basel III frameworks.

Our regulatory specialists provide advisory and assurance services on regulatory risk returns and prudential requirements. We develop automated solutions for generating accurate and timely regulatory reports (such as Bank’s Act returns), reducing manual effort, and minimising reporting errors.

We also assist with the preparation of comprehensive Pillar 3 disclosures, including credit risk exposure, risk mitigation strategies and capital adequacy, ensuring compliance with transparency requirements. Our specialists support clients in generating scenario analysis reports required by regulators to assess the bank's vulnerability to various economic scenarios.