Trusted advisor to financial institutions, government bodies and investors specialising in providing strategic and transactional solutions for non-core and non-performing exposures (NPEs), credit management businesses and lending platforms.
Deloitte’s Portfolio Lead Advisory Services (‘PLAS’) team is part of our Financial Institutions Group (‘FIG’) practice within Advisory Corporate Finance and has an outstanding reputation in the loan advisory market globally. PLAS provides strategic and transaction advice to global market participants, with long-standing expertise in loan portfolio & capital strategy, sell-side transaction preparation & execution and buy-side acquisition support.
Our global PLAS team comprises over 120 professionals worldwide and is one of the largest teams in the market dedicated to advising clients on loan solutions and credit platforms. PLAS has significant experience in this market having acted for some of the world’s leading financial institutions and investors through the post-global financial crisis era of bank deleveraging as well as the subsequent re-leveraging cycle.
Our team has unrivalled access to global market participants and a strong transaction track-record, having advised across the asset class spectrum (consumer, mortgages, CRE, SME, large corporates, shipping, aviation, ESG, etc.) covering over €500 billion of asset face-value since 2010.
Our advisory service offering broadly covers:
Sell-side advisory: Full service transaction advisory to loan and credit platform owners, including asset & capital strategy, transaction preparation, pricing/structuring/analytics and deal execution.
Buy-side advisory: Acquisition advisory support across all stages of the investment process, including loan due diligence, portfolio modelling and pricing, business plan preparation/analysis, investment committee support and deal strategy/negotiation.
Strategy & solutions: Tailored advisory services including development and implementation of NPE deleveraging strategy; regulatory capital & portfolio optimisation, “bad bank” & AMC establishment, credit servicing strategy (including outsourcing) and lending platform wind-downs.
The team works together with banking specialists across Deloitte in risk advisory and consulting, as well as our FIG Corporate Finance Advisory, Balance Sheet Advisory and Recovery & Resolution Advisory Services teams, providing a full suite of holistic banking advice services.
Our full suite of services includes, but is not limited to:
Loan portfolio review and strategic options analysis
Non-core and non-performing loan strategy & divestment execution
Bank capital optimisation
Loan portfolio segmentation, analytics and insights
Credit structuring and portfolio market pricing
Loan data integrity assessment and remediation
Transaction enablement and end-to-end deal execution
Loan due diligence and re-underwriting
Investment committee preparation support
Platform carve-outs, wind-downs and acquisition support
