Michael is currently a Manager in the Regulations team within the Accounting & Reporting practice based in London. Primary areas of responsibility are treasury and liquidity risk management, capital management and ICAAP, stress testing across both capital and liquidity risk and new firm authorisations. Michael has worked with a number of clients both across the banking and investment firm sectors. Previously Michael worked at the Prudential Regulation Authority for 4 years, assessing new bank applications and supervising new, small and mid-tier banks. Michael is a certified Financial Risk Manager (FRM) having gained accreditation in July 2024.