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Karen Gainsford

Director | Head of Pension Risk Transfer

Karen leads the Pension Risk Transfer team in the UK pensions practice of Deloitte, to help trustees and employers plan and implement securing member benefits through buy-ins, buyout and superfund transfers. She is a Fellow of the Institute and Faculty of Actuaries and has over 20 years’ experience. Karen has advised clients with schemes ranging in size from £1m to well over £1bn through all stages of their journey to buyout and winding-up, and in 2021 alone advised on bulk annuity transactions totalling over £3bn.