Faiza is a Director within the Prudential Regulation team in Deloitte’s Conduct & Prudential team within Audit & Assurance. Prior to joining Deloitte in November 2017, Faiza spent over seven years with the UK financial regulator (firstly the FSA, then the PRA) as a firm supervisor and latterly as a technical specialist on capital and credit team. Faiza is a capital specialist, with a focus on retail banking credit risk, climate risk integration into ICAAPs and stress testing. Faiza also specialises in the investment firms and payment firms prudential requirements space, helping clients implement regulatory change programs.