Santosh Kutty
Life & Annuity/Group Insurance Technology Leader, Deloitte US
Santosh is a Principal and Insurance Transformation Leader with over 30 years of global experience serving L&A, Group, and P&C clients. He specializes in advising insurance carriers with strategy, planning and execution of multi-year technology-enabled business modernization investments. He has deep subject matter expertise with business-centric digital transformation programs across the insurance value chain leveraging package solutions and InsurTechs. Santosh is a market thought leader and speaker on topics such as core modernization, AI/GenAI innovation, and Agile IT delivery. Santosh serves in multiple Deloitte leadership roles including LifeTech Solutions Leader and Group Insurance CIO Executive Forum Leader.