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Financial Crime and Investigations

Connect the dots for the full picture

The pressure to tackle financial crime has never been greater for both the corporate and public sectors, with tightening regulations, growing demands from customers for transparency and integrity and increasing criminal threat and sophistication.

As a recognised market leader in Financial Crime risk management, regulatory response and investigations, Deloitte offers a unique combination of expertise, local and global experience, deep understanding of the drivers of the AML/CTF regime in Australia, and value through proven global methodologies, tools and deep networks.

Our highly experienced and specialist team brings a diverse range of experience and skills, across regulation, law enforcement, industry, technology, data and forensic investigations/ accounting, to assist our clients in meeting their regulatory obligations when tackling these challenges. Clients we have supported and advised include local and offshore regulators and law enforcement, financial institutions, large and emerging payments and technology companies and industry bodies.

We can help with:

  • Risk assessments
  • Investigations
  • Independent reviews and compliance inspections
  • Advisory and consulting services
  • Implementation
  • Remediation and lookback reviews
  • Regulatory response

Explore our Financial Crime services

Anti-Money Laundering and Counter-Terrorism Financing

Recent regulatory actions have highlighted the importance of a robust Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) program supported by an enterprise-wide risk assessment that informs the implemented systems and controls.

Financial institutions and reporting entities play a pivotal role in the detection and prevention of laundering proceeds of crime or financing terrorism, and institutions require proactive risk management to navigate their exposure to these risks. Also critical is the ability to access and develop relevant and timely intelligence to inform the risk-based approach they need to implement.

Deloitte is a global leader in AML/CTF expertise with a wealth of experience in Australia in helping our clients navigate regulatory matters and implement their AML/CTF framework. The improvement in the quality and speed of actionable intelligence through reliable data, robust due diligence, enhanced and integrated analytics and smart use of technology is critical to stay ahead of the threats and keep pace with regulatory expectations.


Sanctions compliance continues to be a crucial challenge for both financial services and other large corporates. With regulatory focus increasing in Australia and offshore, along with significant fines, the associated reputational damage of non-compliance continues to pose substantial risks. Understanding the risks and having efficient and effective processes are key drivers for sanctions compliance.

The use of sanctions is becoming more common but more complex, driving the need for enhanced technological support on screening solutions. The challenges faced by organisations are the significant volume of customers, counterparties, third party reliance and transactions, the quality of data available and new and constantly changing regulations.

Bribery and corruption

Today’s tightening anti-bribery legislation, increasing regulatory appetite, and greater international law enforcement co-operation are all accompanied by a significant rise in public focus and a greater risk of reputational impact.

Organisations must elevate their efforts to develop and maintain risk-based, ‘fit-for-purpose’ anti-bribery and corruption programs. Additionally, the rise of the ‘reputation economy’ has created new vulnerabilities for businesses and government alike: any association with disreputable or unethical business partners is not only likely to be identified by actively called out. 
Deloitte’s Anti-Bribery and Corruption (ABC) specialists offer both forensic response and advisory services. We have assisted some of the world’s leading organisations to navigate these complex risks in their local and offshore operations and been engage in support of some of the largest and most complex corruption enforcement actions.

Deloitte can assist to build effective, proportionate and robust programs to mitigate the risk, and better position an organisation to respond in the event of an alleged incident. 


Despite significant investments in anti-fraud solutions, industry continues to suffer financial and reputational damage as a result of fraud. There are many guises that fraud can take which can cause substantial loss and reputational damage to organisations. Each type of fraud has numerous variants and the levels of sophistication differ greatly – professional fraudsters and criminal gangs are continually evolving and devising new ways and means to obtain funds and evade detection.

Deloitte is a global leader in providing forensic investigative services for internal and external incidents. We appropriately structure collaborative arrangements with our clients in order to comprehensively understand facts and circumstances, mitigate the cost of fraud, recover any misappropriated assets and limit exposure to non-compliance issues and headline risks.

Market misconduct and Information Leaks

As Australia’s regulators increasingly clamp down on incidents of alleged market conduct, companies should be increasing their awareness and monitoring of trading activity by company officers and employees. The result of increased focus means companies should be reviewing and reinforcing their share trading, handling of price-sensitive confidential information policies and control infrastructure to ensure full compliance.

Our Market Misconduct advisory services helps clients proactively assess the strength of compliance programs and control systems and provides recommendations to assist in the assessment and remediation of regulation breaches. We can also assist in the development of appropriate controls and procedures to manage the handling of price sensitive and confidential information and undertake specialist and targeted investigations where a ‘leak’ of such information has occurred.

Adopting a proactive approach to testing can assist companies to actively prevent circumventions of their compliance programs and this is usually far more cost-effective than a reactive approach. Non-compliance with regulatory requirements (both domestic and international) may result in significant financial loss and reputational risk across jurisdictions in which an organisation operates.


The past decade has seen the convergence of physical and digital channels, and the rapid evolution of online and mobile: the carving out of new or niche markets is bringing huge opportunities for both emerging and established institutions.

However, the interconnected, anonymous and instantaneous nature of today’s business environment has also led to the proliferation of malicious threats targeting organisations, their people, products and customers.

Physical and virtual threats are highly networked and constantly evolving, with attackers utilising increasingly sophisticated techniques to target vulnerabilities in people, processes and technologies from across the globe. As organisations face increasing disruption, Deloitte’s Business Intelligence Services capability, in collaboration with our Cyber Threat Intelligence colleagues, can assist organisations to design, deliver and embed an integrated and well-rounded response to better identify, prevent, detect and respond to threats.

Our team of highly skilled government and commercial intelligence specialists work closely with Deloitte’s data analytics, forensic technology and global Cyber Intelligence Centre networks to identify and manage threats, and work with our clients to uplift in-house capabilities.

One of the unique strengths of our offering is that we actively work across government and commercial clients, allowing us to bring ‘best of breed’ solutions to our clients.