Crystal is a Senior Manager in Deloitte Actuarial & Insurance Solutions based in Johannesburg with over 8 years of experience. Over the last 8 years Crystal has performed review and first line work for a wide variety of both local and international short-term insurers. Particularly, she has expertise in Head of Actuarial Function and Statutory Actuary reviews, regulatory reporting (SAM) and financial reporting (IFRS) reviews, capital optimisation reviews, reinsurance adequacy as well as model validations (EC Model reviews) and implementations.