I am an Associate Director in Regulatory & Financial Risk (RFR) division of Deloitte South Africa Consulting Services, focusing on Trading Risk Capital, including the Fundamental Review of the Trading Book (FRTB), Credit Valuation Adjustment (CVA) Risk and Counterparty Credit Risk (CCR). In addition, I lead the Deloitte South Africa Reference Rate Reform offering which considers all aspects related to the move from JIBAR to ZARONIA. I also focus on collateral management, including margining and the overall impact thereof on the overall Financial Markets Infrastructure ("FMI"). Prior to this, I spent two years in the quantitative RFR Valuations team at Deloitte, where my primary role encompassed the valuation, pricing and risk of derivative financial instruments (vanilla and exotic). This role involved the construction of curve and pricing models, assessing the impact of different methodologies on results, as well as extensive engagement with audit.