Financial Crime Symposium 2025

Steve is a Partner with over 30 years of experience working with banks across Europe, Asia Pacific, and the Middle East. He leads the Investment Management Sector for the Middle East region, collaborating with regulators, banks, and stock exchanges to develop and enhance risk frameworks. Steve's main focus areas include Basel and local banking regulations, liquidity risk, traded and non-traded market risk, operational risk, governance, and AML and compliance. Before joining professional services, Steve was a banker for 15 years, serving as a Director for a global bank in Hong Kong. He is a regular speaker at banking conferences and frequently contributes thought leadership to risk magazines, journals, and newspapers.

With over 20 years of experience, Karthik specializes in assisting clients with misconduct investigations and establishing robust fraud risk management frameworks, ensuring they are prepared to tackle potential threats. His experience is not confined to the Middle East. He has led significant investigations in various jurisdictions, including India and Australia. As Lead Advisor to the KYC Transformation Program at one of Australia's largest banks, he enhanced his ability to combat new-age fraud threats and advised clients on integrating anti-fraud and financial crime measures, demonstrating his comprehensive approach to fraud prevention. Karthik's dedication spans multiple industries, with a focus on supporting clients and communities in combating fraud. His interest in technology positions him at the forefront of finding efficient solutions to fraud and financial crime challenges. By combining technological innovation with traditional methods, Karthik provides invaluable support in the fight against fraud and financial crime.

Anand is a Director at Deloitte catering to the Financial Services Industry in MENA region; His core competencies include Regulatory Compliance, Fraud Risk, Financial Crime, Corporate Governance and Conduct Risk on Functional as well on Technology front. In his career spanning 13 years, Anand has successfully delivered strategic, and large-scale compliance transformation engagements across a range of financial institutions in Middle East, India, South-East Asia, and Europe. As a regional lead in his domain, Anand closely works with banks, insurers, capital market firms, regulators, and central banks. He is passionate about the next generation of technology and analytics to help mitigate emerging risks in the Financial Services Industry; having developed industry leading models and risk management programs. Anand holds a degree in Corporate Finance and Economics from St. Xavier’s College, Mumbai. His interests include defense aerospace, reverse engineering, motorcycle touring, and archeology.