Ciara is a partner in Risk Advisory specialising in Risk and Regulation advisory with exposure to a diverse client base including Banks, FinTechs, Payment firms, E-money firms, (re)Insurance companies and Investment firms. Ciara has extensive knowledge, expertise and credentials in supporting clients in the domestic and European regulatory environment obtained through 15 years of experience in regulatory, risk and compliance roles in industry and professional practice. She advises clients on complex regulatory challenges including regulatory change, licensing and authorisations, second line of defence effectiveness and optimisation and the risk and regulatory impacts of restructuring.