Credit Risk
Improve credit risk management and comply with regulations by utilizing data, models and new technology.
Challenges
Regulatory challenges are forcing firms to re-examine the cost, efficiency, sustainability and transparency of their credit risk management requirements.
How can established credit risk functions do more with less whilst meeting regulators’ increased demands? The focus of banks and insurers is shifting towards enhancing the efficiency and effectiveness of risk management frameworks – through automation or targeted outsourcing, where possible and sensible.
In a constantly changing regulatory environment, it is imperative for financial institutions to have a clear understanding of how economic and regulations environment affect their credit risk profile in a context of a robust risk management framework.
Regularly, Deloitte helps his clients to evaluate, design and implement a robust credit risk management framework (governance, processes, models, data and reporting) to address regulatory requirements, best practices and risk appetite constraints.
