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Garima is a Principal in Deloitte Consulting’s Banking & Capital Markets practice with over 14 years of experience and expertise in shaping and executing large complex global transformation journeys for Banks – from advisory (strategy, vision, business case and roadmap) to implementations of innovative solutions and governance frameworks. She has led and delivered extensively across a multitude of technology priorities including legacy modernizations related to Cloud, innovations leveraging Cloud native and AI/ML capabilities as well as efficiency plays in tech with a process and cost lens. Garima’s thought leadership has helped Banks evaluate their technology estates, identify opportunities, and develop value propositions to shape their technology first long-term strategies and roadmaps.