James is a banking risk and transformation executive with 20 years of experience identifying and delivering P&L benefits through digital innovation, business integration and product transformation. He is adept in both waterfall and agile delivery with expertise in banking strategy, products, and regulations as well as credit risk solutions, analytics and decisioning technology.
James has a depth of experience with UK-headquartered banks, and UK and European regulatory regimes across consumer to CIB segments; a track record translating directives into actionable delivery, including climate risk and consumer duty regulations; and insight of technology and data opportunities to drive superior operational, credit risk and P&L outcomes.
James has designed and executed some of the largest and most complex activities for the banking sector, including the design and delivery of a standalone global corporate bank; the acquisition and credit integration of a significant credit card portfolio by a major UK lender; and the design and delivery of credit efficiencies to achieve more than $100m USD in operational savings for a global institutional lender.