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The future of insurance through superannuation

The Association of Superannuation Funds of Australia

This report provides new economic analysis to demonstrate the features and benefits of Australia’s system of insurance through superannuation. It examines the role of this product within the broader superannuation system and insurance ecosystem. The report identifies two areas for potential future improvements: better use of member data to set coverage levels and greater flexibility to encourage continued workforce participation after an incident. New economic modelling highlights the potential benefits for members, but also for broader economy and society.

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