Banking Industry Outlook 2014
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Agility in a re-regulated world
The last five years in the banking world seem truly extraordinary, even to the most casual observer. While much still remains to be sorted out, especially on the regulatory front, the industry for the most part has taken a number of proactive steps to adapt to the new environment.
Deloitte’s 2013 Banking Industry Outlook suggested that “making hard decisions about where to compete” would be one of the key issues facing banks. Over the last year, we have seen many banks make these strategic choices – deciding which businesses are “core” and simplifying operational infrastructure. The good news is that the path of strategic reconfiguration has become clearer, making 2014 the year that banks might see the dividends from their strategic choices.