This site uses cookies to provide you with a more responsive and personalised service. By using this site you agree to our use of cookies. Please read our cookie notice for more information on the cookies we use and how to delete or block them.

Bookmark Email Print page

Romania - The Banking Sector in Central Europe - Performance Overview

The analysis of the banking sectors in Romania


DOWNLOAD  
  • Over the last four years, net profit has declined at a massive CAGR of 59%. Net profit was barely existent in 2011, and net income amounted to just EUR 4.5B, far below the peak of EUR 5.1B recorded in 2008.
  • The cost of risk in 2011 remained at an eye-watering 3.1%, the highest in the region.
  • The Romanian loan to deposit ratio, which in 2011 stood at 125%, is among the highest in the region.  
  • Romanian market is its very strong reliance on FX lending, which amounts to a high 63.7% of the total loanbook.  This dependence is visible in both main customer segments – FX-denominated credit stands respectively at 61% and 66% of corporate and retail lending.

Related links

  • CE Banking Outlook 2012
    The analysis of the banking sectors in Bulgaria, Croatia, the Czech Republic, Hungary, Poland, Serbia, Slovakia and Romania.
Stay connected:
Get connected
Share your comments
More on Deloitte in Poland
Learn about our site

Country Desks:
Experts to provide services in your native language