Deloitte predicts that the generative artificial intelligence user base in 2026 will surge, with the expansion mostly attributable to existing applications that incorporate gen AI capabilities. Deloitte also predicts that more people will use gen AI when it’s within an existing application than those using a standalone gen AI tool. In short, passive usage will exceed proactive, explicit usage in 2026 and beyond. 

Deloitte’s forecast is that daily usage of gen AI within search—that is, when a search yields a synthesis of results—will be 300% more common than usage of any standalone gen AI tool with any focus: text, audio, image, video, code, or multimodal.1 We forecast that in 2026, across developed markets, about 29% of adults will initiate one or more searches every day with results that incorporate a gen AI summary. This compares to 10% using any standalone gen AI app. We further predict that in 2027, daily usage of both search modalities will rise, but the 3:1 ratio will remain: Forty percent will use search overviews daily, versus 13% for any standalone gen AI app. Our forecast focuses on a single passive application for ease of comparison (figure 1).

Deloitte further predicts that passive usage of gen AI inside other applications will grow fastest among groups that are currently relatively low adopters, especially those in older age brackets.

Passive vs. standalone gen AI

Common examples of where gen AI technology will be used passively include search, e-commerce, social media, and online news. This usage of gen AI inside existing apps contrasts with what we may term the “traditional” usage of standalone gen AI apps, such as ChatGPT or Gemini, which users open on their devices and use specifically to create an output—be it text, image, code, or another type.

With passive gen AI use, the technology is an embedded, essential but not overt capability within another application. The user is not explicitly using gen AI, but this technology is core to the experience. For example, gen AI may be used to synthesize numerous responses from a search; to summarize thousands of individual product reviews; or to create content disseminated via social media or online news. 

Deloitte estimates that comparing the usage of all passive gen AI apps relative to all standalone, proactively used apps would show the former already being notably more popular in 2025 as well. In the UK market, where emerging products are often early to launch, Deloitte UK’s research found that as of mid-2025, about three-quarters of respondents had ever used one of four types of passive gen AI applications2—notably ahead of the 47% of respondents who had ever used any dedicated, standalone gen AI app.

Another metric for emerging applications is comparing usage at any time in its relatively short history. Passive gen AI applications were first launched in the United States in May 2024 with the introduction of search summaries,3 and rollout into additional markets was announced in November of that year4—almost two years after the launch of the first popular standalone gen AI apps in late 2022. Despite standalone apps having this lead, we forecast that by mid-2026, more adults will have generated a search overview (72%) than those who have used a standalone gen AI tool at any time (61%) (figure 2).

The prediction implies that gen AI, as a fundamental process within an existing mainstream application, will be significantly more pervasive and ubiquitous than as a standalone destination. If our prediction is correct, this does not imply that standalone gen AI, per se, is not useful; rather, it indicates that this technology, when integrated into an application that is already mainstream, is likely to be far more commonly used and, as such, may deliver greater overall utility. There is, of course, a read-through on the medium-term penetration of dedicated gen AI: Will it ultimately become as popular as online services like social media or search? Or will it plateau at about a fifth of all web users who use any dedicated tool daily? 

What can we learn from user preferences for passive search?

Search, social media, and e-commerce are already among the most frequently used digital applications. There are over 15 billion searches undertaken every day. On average, users spend over two hours on social media daily.5 E-commerce sales in Q1 2025 alone in the United States totaled $300 billion.6 Users may be more likely to use gen AI capabilities within a familiar search tool rather than search within an unfamiliar, novel gen AI chatbot.

In 2026, questions about gen AI’s impact on the viability of the search business model may continue, but there may also be questions about the impact of gen AI-enhanced search on the popularity of standalone gen AI tools such as ChatGPT or Synthesia.7 According to Deloitte’s research, the most common workplace application for gen AI is search. It may be that some users who currently search within standalone gen AI apps move back to mainstream search applications.

The pace at which passive gen AI has overtaken standalone gen AI is impressive and, perhaps, predictable. Standalone gen AI is both presented and perceived as novel and relatively experimental. It requires skill and persistence: a disappointing outcome may result from a poor prompt rather than a flawed model, and the remedy is to re-prompt.8 It may be the user’s prompt-engineering skills that are blamed rather than the product. Passive gen AI should be lower friction if it’s an incremental capability that is seamlessly integrated into an existing mainstream digital application, be it search engine, e-commerce site, social media app, or office productivity tool. There is rarely a need to try again. The technology is less overt, the experience more familiar, and, as such, the demand is greater because it’s more accessible. The application of gen AI to create a summary of search results automates and completes a task that many users otherwise would have done manually—that is, click on and read multiple links to formulate a personal summary, a chore that is eliminated by the AI summary. The integration of gen AI into an existing application is akin to one-touch checkout, including payment, integrated into e-commerce sites, or facial-recognition authentication incorporated into a consumer banking app.

Adoption trends across generations

Passive AI’s accessibility is evident in the rapid adoption of search summaries among older age groups, who may be less inclined to master new standalone tools. As of mid-2025, boomers were hesitant about standalone gen AI. Deloitte’s research found that only 20% of boomers had ever used any generative AI tool—despite an awareness rate of 58%. By contrast, almost four times as many (76%) members of Generation Z had used a gen AI tool in 2025 (figure 3). However, adoption of search overviews was 75% higher among boomers—at 35%—relative to any standalone tool. 

Deloitte forecasts that passive gen AI usage among boomers will grow at a faster rate than standalone gen AI, with adoption reaching 49% for search overviews in 2026 and 59% in 2027—the latter markedly higher than the 32% usage of standalone gen AI (figure 4).  

Bottom line: Passive AI usage has market implications for gen AI

Gen AI is one of the most important technologies of its time, but its fullest potential may only be realized when it’s deployed additionally as a discreet, yet integral, capability within existing, mainstream applications.  

Many of today’s most important technologies began as standalone capabilities, often within dedicated devices. It was not long ago that GPS, or sat-nav referred to a physical appliance so useful that users took it on work trips and vacations. This functionality was then integrated into smartphones and their applications. Now, satellite navigation is integrated into myriad applications beyond route finding—its usage is vital, ubiquitous, and largely in the background.

Gen AI often improves existing applications, even if it may not make them perfect. It can summarize search results, and while it may introduce errors when doing so, in many cases this may not matter. Further, users may trade the simplification of the search process enabled by gen AI for the errors that may be introduced by the technology’s inherently probabilistic approach.

For the many standalone gen AI app owners in the market, a core question to address in 2026 will be to consider choosing between focusing on embedding their tools’ capabilities within another application or to remain as a standalone interface—the latter approach generating higher revenue per user but potentially lower adoption. A few players will be able to do both, but for the remainder, a choice may need to be made. 

By

Paul Lee

United Kingdom

Ben Stanton

United Kingdom

Tim Bottke

Germany

Steve Fineberg

United States

Endnotes

  1. Deloitte’s forecast is based on multiple sources, including its proprietary research undertaken as part of Deloitte’s Digital Consumer Trends survey, fielded in April and May 2025, and also in 2023 and 2024. This longitudinal data set provides a trajectory for the adoption of standalone gen AI apps. Our proprietary data set includes surveys conducted in multiple developed markets globally. Additionally, we have considered multiple other data points, including Alphabet’s reporting on the volume of AI Overviews, which had a monthly usage base of over two billion as of July 2025. See: Alphabet, “Alphabet announces second quarter 2025 results,” July 23, 2025.

  2. Paul Lee and Ben Stanton, “Digital Consumer Trends 2025, UK edition,” Deloitte, June 2025.  

  3. Elizabeth Reid, “Generative AI in search: Let Google do the searching for you,” Google, May 14, 2024.

  4. Hema Budaraju, “New ways to connect to the web with AI Overviews,” Google, Aug. 15, 2024.

  5. Josh Howarth, “Worldwide Daily Social Media Usage (New 2025 Data),” Exploding Topics, June 23, 2025.

  6. United States Census Bureau, “Quarterly retail e-commerce sales,” press release, Aug. 19, 2025.

  7. Danny Goodwin, “Google search is 373x bigger than ChatGPT search,” Search Engine Land, March 11, 2025.

  8. Kara Kennedy, “Poor prompts lead to misleading research,” AI Literacy Institute, Aug. 19, 2024; Ulster University, “Generative artificial intelligence (Gen AI): Prompt engineering,” Oct. 23, 2025; Haringun Nur Adha, “You made a specific prompt but the results are disappointing? Maybe you’re using ChatGPT wrong,” Medium, Sept. 16, 2025.

Acknowledgments

The authors would like to thank George Johnston, Pedro Barros, Stephen Hipkiss, Lorraine Barnes, Nick Seeber, Chris Arkenberg, Duncan Stewart, Susanne Hupfer, Debapratim De, Cornelia Calugar Pop, Eytan Hallside, Jonas Malmlund, Steve McMullen, Ian Stewart, Rupert Darbyshire, Andy Cowen, and Ralf Esser for their contributions to this article.

Cover image by: Jaime Austin; Adobe Stock

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