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Cynthia has 20 years of experience in the insurance sector and over 13 years of Solvency II experience. She has deep expertise in group and branch-related regulatory issues, and is also a subject matter expert on Pillar 1 and Pillar 3. Cynthia previously spent 5 years at the Bank of England where she led a team responsible for prudential policy for insurance groups and branches. Prior to that, she led the production and validation of AIG Europe’s group standard formula solvency capital requirement for 3 years. Cynthia also has significant experience providing risk and regulatory advice to clients in a previous consultancy role.