Deloitte-paid maternity management program for all female employees and spouses of male professionals. Personalized telephonic counseling sessions with gynecologists, dieticians, and other specialists to support a healthy pregnancy for mother and child.

To help you thrive in your well-being journey, comprehensive screenings are available for you and your dependents at great discounts across leading hospitals and diagnostic centers.

Deloitte-paid unlimited teleconsultations with general physicians and specialist doctors for self and dependents. Access to additional value-added services, including discounted health check-ups, medicine delivery, nursing support, and many more.

A broad-ranging medical insurance program that offers Deloitte-funded base coverage for employees and their dependents with multiple voluntary buy-up options and add-on plans. The program covers all pre-existing ailments from day one of joining Deloitte/enrollment without any health check-ups or waiting period.

A voluntary pet insurance program is offered to professionals for helping protect their pets (dogs and cats) and provide guidance to manage unexpected veterinary expenses. This program offers flexibility in selecting policy period and coverage options, while benefiting from additional discounts.

A mandatory retirement benefits scheme that requires an employer’s contribution of 12% of the basic salary, matched by an equal contribution from the employee. In addition to providing retirement security, the scheme offers several advantages in line with regulatory guidelines, including options for withdrawal, portability between employers, and tax benefits as specified under the Income Tax Act.
Voluntary Provident Fund: Employees have the option to make additional voluntary contributions over 12% to as much as up to 100% of their Basic salary towards an Employee Provident Fund (EPF) account to create a financial corpus for the future and the opportunity to save on income tax based on the Income Tax Act.

Your gratuity program is an integral part of your wealth accumulation. In accordance with the Payment of Gratuity Act, 1972, eligible Deloitte employees will receive a gratuity payout upon exit or retirement, assuming at least 4 years 190 days of service with Deloitte. The benefit is computed basis of “the last drawn basic * 15/26 * the number of years of service and is subject to a limit of INR 20 lakhs.

National Pension System (NPS) Program is a voluntary social security scheme that complements Provident Fund (PF) and Gratuity. Deloitte NPS program is an excellent opportunity for employees to contribute towards building a secure retirement corpus while benefiting from tax advantages.

The personal accident insurance provides financial coverage to employees to compensate for any disability due to an accident or in the event of death; the benefit is provided to the nominee.

Deloitte provide provides life insurance coverage to employees to help protect their family’s financial future resulting from a sudden loss of life. In addition to this, all Deloitte employees are also covered under EDLI.

This is a voluntary benefit extended to all Deloitte employees at a discounted rate to be insured against various cyberspace-related risks and covers defense/prosecution costs that may arise from the outcome of cyber fraud, as well as coverage in the event of direct and pure financial loss arising from select incidents.

The remembrance fund provides immediate financial benefit payout to families of employees in the event of the passing away of an employee or immediate family member, which can be used for items such as funeral expenses, scholarships, endowments, charitable donations, etc.

A one-of-a-kind market-leading program that aims to provide discretionary financial support to employees who face unforeseen damages on their residential property resulting from natural disasters or fires, help families of deceased employees to take care of their children’s educational expenses and the spouse of the married deceased employee or dependent parent or sibling of the unmarried deceased employee to pursue skill enhancement for securing a job/self-employment.

The car lease program is offered to all seniors (CL4) and above full-time employees with the flexibility of choice with regard to lease type, lease tenure, and choice of provider while enabling the opportunity for substantial tax savings.
 

*Subject to employment structure/model.

Employees can apply for interest-free emergency loans and salary advance programs to meet personal and medical emergencies.

Employees have an opportunity to register for the program and get additional corporate discounts/ cashback on top of the regular discounts that your favorite brands, online retailers, local restaurants, and merchants may have on offer.

Through a flexible childcare program, all female employees can enroll their children up to 6 years of age in either Deloitte empaneled daycare centers or any registered daycare centers of their choice, near the office or home, located in registered Deloitte office locations and take advantage of a taxable monthly daycare reimbursement benefit.

All female professionals who are expectant mothers and Persons with Disabilities (PwD) professionals can take advantage of the local transport reimbursement program  for comfortable travel between their residences to/from the office.