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Independent Validation for regulatory confidence

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As regulatory expectations continue to evolve, Deposit-Taking Members (DTMs) require independent validation to ensure reporting accuracy, consistency, and regulatory readiness before submission. Deloitte helps organisations strengthen compliance through proven validation assets, structured governance, and fit-for-purpose automation. 

 Why independent validation matters 

Perbadanan Insurans Deposit Malaysia (PIDM) reporting is becoming increasingly complex, requiring greater control over data quality, aggregation rules, and regulatory compliance. Independent validation provides a second line of assurance before submissions reach regulators.  

Key Challenges 

  • Greater responsibility on DTMs to validate submissions prior to filing. 
  • Increasing complexity in insured deposit calculations and aggregation rules. 
  • Two-stage PIDM review process with post-submission error notifications. 
  • Rising operational burden from manual validation processes. 

Deloitte’s Independent Validation solution

Deloitte introduces an independent validation framework that sits alongside the reporting process, providing objective verification of regulatory outputs. What you gain from our validation tool:​

Accelerated value realisation

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Fit-for-purpose Structured Query Language (SQL) validation engine

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Designed to fit your environment

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Scalable without a rebuild

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We offer end-to-end implementation of a scalable PIDM validation capability, enabling DTMs to operationalise accurate, consistent reporting while accelerating readiness and sustaining long-term compliance. 

Establish structured validation controls, clear ownership, and governance processes to ensure consistent and regulator-aligned validation. 

Leverage tested validation assets and methodologies to reduce delivery effort, minimise implementation risk, and accelerate time to value. 

Enable scalable, automated validation aligned to your existing data, processes, and control framework for consistent and repeatable execution.

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