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Building trustworthy AI in Indonesian banking:

A strategic response to OJK AI governance framework

AI is transforming Indonesia’s banking sector—from credit scoring to fraud detection. This piece explores how banks can align with OJK’s AI governance using Deloitte’s Trustworthy AI Framework to build ethical, transparent systems and future-proof their digital strategies.

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AI is no longer a future concept—it’s already transforming Indonesia’s banking landscape, powering smarter credit decisions, detecting fraud in real time, and reshaping customer experiences. But with innovation comes responsibility. As regulators like OJK introduce new governance expectations, banks face growing pressure to ensure AI systems are ethical, explainable, and accountable. 

Our latest publication explores how financial institutions can respond to this challenge by leveraging Deloitte’s Trustworthy AI Framework—helping banks not only comply, but lead with confidence. 

Download the article to learn how to turn governance into a strategic advantage and embed trust into every layer of your AI ecosystem.

Get in touch :

Robertus Indrakrishna
Regulatory & Financial Risk Partner
Deloitte Indonesia
rindrakrishna@deloitte.com

David Christian Hidayat
Regulatory & Financial Risk Director
Deloitte Indonesia
dhidayat@deloitte.com

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