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Deloitte's IFRS 9 solution

Where automation meets simplicity and compliance

Our IFRS 9 solution simplifies Expected Credit Loss (ECL) modelling with automation, flexibility, and strong governance. Built to support PSAK 109 compliance, our platform enhances accuracy, transparency, and efficiency in financial reporting.

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What is IFRS 9 and why it matters?

IFRS 9 is the global accounting standard for financial instruments, introduced to replace IAS 39. It shifts financial reporting towards a more forward-looking and risk-sensitive approach, especially in how credit losses are estimated and recognised. At its core is the Expected Credit Loss (ECL) model, which requires organisations to anticipate and account for future credit risks — not just those that have already occurred.

How can Deloitte help? 

Our IFRS 9 solution provides a structured, automated platform for accurate ECL calculation and reporting. Supporting diverse data sources and complex models, it improves risk transparency, streamlines compliance, and enables faster, forward-looking decisions. With ECL simulations, configurable parameters, and an integrated queueing system, it delivers scalability, precision, and efficiency across the credit loss lifecycle.

Download brochure to read more about our solution

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Contact us to learn more. 

Robertus Indrakrishna
Regulatory & Financial Risk Partner
Deloitte Indonesia
rindrakrishna@deloitte.com

Imelda M. Orbito
Accounting & Reporting Assurance Partner
Deloitte Indonesia
imorbito@deloitte.com

Alexander Tansil
Accounting & Reporting Assurance Partner
Deloitte Indonesia
atansil@deloitte.com

David Christian Hidayat
Regulatory & Financial Risk Director
Deloitte Indonesia
dhidayat@deloitte.com

Hansel Hansel
Regulatory & Financial Risk Director
Deloitte Indonesia
hhansel@deloitte.com

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