COVID-19 pandemic encourages Indonesia’s consumers to favor the use of digital payment. This opens more opportunities for micro, small, and medium enterprises (MSMEs) to adopt cashless payment systems through Quick Response Code Indonesia Standard (QRIS), which was introduced by Bank Indonesia earlier in 2019. This article discusses how QRIS is universalising digital payments in Indonesia by enabling interoperability amongst different digital payment system service providers while highlighting its other potential use cases.