Financial and Insurance Regulatory
Deloitte Legal’s Swedish financial regulatory legal practice offers comprehensive advice to both national and international clients on all aspects of banking, payment services, insurance, investment services, credits, AML/TF, financial technology, alternative investments, fund distribution, outsourcing, product approval, marketing, and other facets of capital and financial markets law and regulation.
Our Services Include:
- Analysis of regulated or unregulated activities
- Licensing requirements
- Applications to the SFSA
- System of Governance, design, drafting and implementation of required internal documents and reporting lines,
- Regulatory issues in connection with M&A and restructurings
- Third party management systems and outsourcing
- Independent review/GAP analysis of existing frameworks and processes
- Ownership assessments and management suitability
- Regulatory Agreements (distribution agreements, agreements with payment service providers, general T&Cs, suppliers)
- Product design
- Product approval (POG, NPAP)
- AML/TF framework
- Assistance to foreign clients to establish and develop operations in Sweden (FoS and FoE)
- Supervisory matters and sanctions
- PRIIP matters
- Capital adequacy and solvency requirements
- DORA
- Knowledge and competence requirements
- Regulatory implementation projects
- Advice on fundraising, distribution of funds and other asset management services
- Remuneration to employees to regulated entities
Our Expertise
Our dedicated financial regulatory team comprises specialists with extensive experience in the financial and insurance regulated market. Their advice is grounded in years of practical experience and a thorough understanding of regulatory developments in Sweden and the EU. This enables them to provide practical solutions tailored to clients' needs. With broad expertise in EU and Swedish financial services and insurance regulation, our team is adept at working with the Swedish Financial Supervisory Authority.
Together with Deloitte's wide range of teams, we act as advisors to some of the largest participants on the Swedish financial markets with regulatory matters related to M&A, restructuring and capital market transactions.
Global Reach
Deloitte Legal assists Swedish and international clients in banking, payment services, securities, funds and insurance.
At Deloitte Legal, we strive to deliver solutions that provide enduring business value. Operating in over 75 geographies, our 2,500+ legal professionals collaborate seamlessly across borders and with other Deloitte businesses and service lines. Our advice is based on a combination of legal expertise and deep experience in financial markets, tailored to our clients' transactions, needs, and market situations. We pride ourselves on delivering high-quality, proactive advice.
Through our global network of specialists at other Deloitte member firms, we can also handle cross-border financial services issues and transactions across multiple jurisdictions, ensuring comprehensive support for our clients' international needs.
