Michael leads the Digital Banking team and the Temenos Center of Excellence at Deloitte, where he focuses on CIO Advisory, Digital and Core Banking Transformation programs across all Banking segments and geographies. Michael has 25 years of international experience providing IT and business services to the financial industry. He founded and managed the first T24 Consulting practice in the US, advising executive management and guiding financial organizations through six successful end-to-end transformation programs. Michael is recognized within the Deloitte network for his Banking and Transformation expertise and was appointed the DCE Synergy Leader for FS Tech.