Savings and investments union (SIU) journey: From strategy to delivery
The future European capital market: Channeling Europeans’ savings into productive investment
Europe’s capital markets are entering a pivotal phase. With substantial private savings still underused and a renewed push for deeper market integration, the Savings and Investments Union (SIU) represents a critical opportunity to strengthen Europe’s competitiveness and accelerate long-term capital mobilization.
Europe must take decisive steps to transform its capital markets into a truly integrated system.
At its core is the first regulatory package, the Market Integration and Supervision Package, proposed by the European Commission, which sets out the future legislative framework required to achieve the SIU’s objectives. Innovation through new technologies, simplification of the regulatory regime, and the removal of barriers form the guiding principles of this framework.
Deloitte Luxembourg’s publication, Savings and Investments Union (SIU) journey: From strategy to delivery, provides a detailed analysis of the SIU framework, enriched by insights from senior executives across banking, asset management, and market infrastructure.
This white paper seeks to address the main pillars of the SIU, raise awareness of its strategic objectives, and illustrate how the Luxembourg financial center can concretely contribute to the implementation of the SIU’s ambition across Europe.
- Citizens and savings: Make it easier for citizens to save and invest, enabling more private capital to flow into the real economy.
- Investment and financing: Facilitate diversified sources of financing for companies while creating attractive investment for investors.
- Integration and scale: Build a more integrated and efficient European capital market, leveraging innovation and new technologies.
- Efficient supervision: Promote a level playing field and fair competition through more harmonized supervision across the EU.
Download the white paper to explore:
- How SIU reforms aim to increase investor engagement and unlock private savings
- The policy and regulatory developments supporting cross‑border capital flows
- How technology and integration initiatives are reshaping European capital markets
- Luxembourg’s strategic role as a connector and enabler in the future SIU landscape
