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Meet Joelle Berlat

Director, Deloitte Tax LLP

Joelle is based in Houston and is a director in the Securitization Tax Services group. With more than 23 years of experience providing services to financial market participants with respect to securitization arrangements, she has significant experience with tax issues surrounding collateralized loan obligations, real estate mortgage investment conduits, real estate investment trust securitizations and other securitization arrangements.

Joelle’s areas of focus include consultation with securitization issuers regarding structural matters, excess inclusion, taxable income computations associated with securitization vehicles and tax-planning with respect to structured product investments. She also assists investors in distressed debt instruments in analyzing the complex tax consequences of ownership of these instruments.

Joelle received a BBA in Accounting from the University of Houston. She is a licensed Certified Public Accountant in Texas and a member of the AICPA and the Texas Society of CPAs.

As used in this document, “Deloitte” means Deloitte Tax LLP, a subsidiary of Deloitte LLP. Please see for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting.

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