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CFPB's New Mortgage Lending and Servicing Rules: A First Look for Lenders

Dbriefs Webcast | Banking & Securities

Start Date and Time

February 19, 2013 2:00 PM

End date and time

February 19, 2013 3:30 PM

Time zone:

(GMT-05:00) Eastern Time (US & Canada)

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Host: Jim Eckenrode, Director - Deloitte Services LP
1.5 Intermediate CPE Credits: Specialized Knowledge & Applications

In early January, the Consumer Financial Protection Bureau (CFPB) released new rules on ability to repay, qualified mortgages, foreclosures, appraisals, statements, and communications. How might these new rules alter lenders' strategy, pricing, compliance, and operational models this year? We'll discuss:

  • Potential implications across the mortgage lifecycle of the ability-to-repay rule and qualified mortgage definition and its possible influence on credit risk retention.
  • Insights into how the originations and servicing markets are adapting to amended Regulation X and Regulation Z.
  • Some critical success factors for meeting the January 2014 compliance deadlines.

Learn steps that may help your institution address these changes in mortgage origination, servicing, securitization, and default management.

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