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2013 Banking Industry Outlook

Moving forward in the age of re-regulation


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The banking environment for the coming year likely contains equal parts resolution of past challenges and introduction of new ones. The economy in the United States is showing evidence of continued recovery, with jobless rates continuing their slow decline and the housing market showing evidence of some recovery. Deloitte's 2013 Banking Industry Outlook examines a series of interdependent issues that senior-level bankers should consider.

The issues presented below are arranged in pairs from most critical and rapidly evolving, to those that are the more evergreen challenges that bank leaders face. Starting the lists are two issues that are fundamental and upon which all the other issues are based: Making hard decisions about where to compete and building the data-centric organization.

The Deloitte 2013 banking outlook explores the topics in four major themes: industrial operations, asset protection, delivery transformation, and return on capital.

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