Meet Deloitte’s Financial Regulatory Reform Team |
Learn more about the team of subject matter specialists who are drawing on their extensive knowledge and experience to understand emerging reforms, explore key questions and help the industry address financial regulatory reform.
Subject matter specialists
Living Willis
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Larry Albin Larry is Deloitte Consulting’s FSI Technology Integration Lead and has extensive experience working with Investment Banks and Capital Market firms, developing new business models that leverage technology. His areas of focus are designing front end client facing technology, supporting infrastructure and developing straight through processing capabilities. Prior to joining Deloitte, Larry spent five years at Lehman Brothers and five years at A.T. Kearney. Larry has extensive Mergers and Acquisition experience, including managing the global Program Management Office to support the merger of two large global banks.
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Doug Finn Doug Finn is a principal in Deloitte and Touche’s LLP Technology Risk service line where he has provided advisory consulting services to the banking and securities industry. In his 15 years at Deloitte, his overall responsibility includes leading teams in system architecture, operations framework / security processing, self clearing and trading / risk systems. Doug specializes in securities operations technology, strategic business process re-engineering, building centralized data repositories, clearance and settlement, and regulatory technology. |
Consumer financial protection
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J.H. Caldwell J.H. is a partner with Deloitte & Touche LLP and leads the banking practice for the Governance, Regulatory and Risk Services consulting practice. He has 18 years of risk management experience within the financial services industry. His work has included projects on portfolio optimization, scorecard and model development and assessment activities, process redesign and enhancement, and transforming processes to integrate technology and analytics. Before joining Deloitte, J.H. spent 10 years in banking, working in an assortment of credit risk and credit administration positions. During this time, he worked on several bank-wide initiatives to reduce costs and improve analytics, process and controls.
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John Graetz John is a principal with the Deloitte & Touche LLP financial services Governance, Regulatory and Risk Services consulting practice. He leads a team of regulatory professionals who advise regional, national, and global financial institutions with respect to all aspects of regulatory compliance and risk management and controls. John also co-leads Deloitte’s national market strategy for consumer protection matters. Prior to joining Deloitte, John served as a federal banking regulator with both the Office of the Comptroller of the Currency (OCC) and Board of Governors of the Federal Reserve System (Federal Reserve Board). |
Compensation
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Robert A. Dicks Rob is a principal of Human Capital in Deloitte’s Sales Effectiveness practice. Rob focuses in the financial services industry, working with firms to achieve their business goals through the use of innovative human capital ,and sales force effectiveness programs. Rob is frequently called to help clients align compensation strategy, and administration with their go to market approach. He also has extensive experience in designing compensation plans, aligning compensation processes, and implementing compensation administration systems in the asset management, wealth management and securities segments.
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Linda Quaranto Linda Quaranto is a director in Deloitte’s Human Capital practice and leads the Human Capital Securities sector. She has more than 25 years of experience in both industry and consultancy roles. She has assisted clients across a spectrum of HR needs, including global human resource transformations, operating model design, HR strategy, and talent management strategy. Prior to joining Deloitte, Linda’s professional career in human resources has spanned over 25 years with companies such as Automatic Data Processing, First Data Corporation and Chase Manhattan Bank. |
Enterprise architecture and data strategy
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Trevor Gee Trevor Gee is a principal in Deloitte Consulting’s IT Strategy practice with a focus on banking and securities. Trevor brings more than 25 years of professional experience including engagements with several leading global banking and securities clients. These engagements have included IT strategy development, data and information strategy, IT transformation, merger integration and IT cost optimization.
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Subrahmanyan Ramnath Subrahmanyan is a director in Deloitte’s Technology Risk service line. He has more than 25 years of experience in strategic planning, design, development, implementation and management of large-scale systems, and applications software. Subrahmanyan leads a national team responsible for providing clients with compliance management solutions, covering Basel II implementations, regulatory self assessments, the establishing of a viable compliance program, and operational improvements through the implementation of technology solutions. Prior to joining Deloitte, as advisor to the CIO of a major insurance firm, Subrahmanyan was responsible for assessing their reengineering effort ,and strategically realigning their resources to reflect changes in the industry. |
Systemic risk
Derivatives
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Ricardo Martinez Ricardo is a principal in Deloitte & Touche LLP’s Enterprise Risk Services practice. He has more than 15 years of experience serving the financial services industry in the areas of credit and market risk management, derivatives regulation and processing and fixed income analytics. Ricardo helps clients understand and adopt leading industry practices and transform their organizations in the form of new operating models, flexible technology architectures and operations. Prior to joining Deloitte & Touche LLP, Ricardo was director of trade and risk management for a leading technology, data and information provider, where he was responsible for revenue generation and client retention, including sales, implementation and support in the Americas.
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Ed Tracy Ed is a principal in our financial services - securities practice, specializing in large transformational change programs based on aggressive business cases for investment banking and asset management clients. He has extensive knowledge re-engineering key trade processing and settlement processes to maximize efficiency for over-the-counter derivatives processing and experience building process utilities to standardize derivatives processing and underlying technology infrastructure. Prior to joining Deloitte, Ed worked at JP Morgan, where he led a group tasked with formulating business strategies and aligning people, processes, and technologies to boost growth, improve quality and reduce operating costs for the asset and wealth management business |
Proprietary trading
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Bob Maxant Bob has substantial professional services and industry experience in the areas of Risk, Finance and Treasury processes controls, and technology. His area of focus at clients and in industry has included all cash market and derivative asset classes: fixed income including mortgage and asset backed securities, foreign exchange, energy and other commodities, and equities. Bob previously served as managing director, global head of product control at a leading investment bank. He was also responsible for overseeing the execution of certain Group Treasury requirements, and assisting in the development of the investment bank treasury function, including performance measurement, balance sheet management, capital forecasting and management, COF allocation, and liquidity risk management.
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Kim Olson Kim is a principal with Deloitte & Touche LLP and specializes in advising and delivering solutions to financial institutions on risk management, capital adequacy, internal controls, and regulatory compliance. Her career includes significant experience in industry and as a banking supervisor. Prior to joining Deloitte, she was managing director at Deutsche Bank, where she headed the Risk Analytics Instruments function for the Americas and globally for securitization products. She also worked at Fitch – Algorithmics, where she co-headed the Capital Management business line. Prior to that, she spent several years at the Federal Reserve Bank of New York and held various positions within the Bank Supervision Group, including key roles with respect to the formulation of Basel II. |
Capital and Liquidity
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Alok Sinha Alok has more than 17 years of experience in the financial services industry specializing in enterprise wide risk modeling, portfolio analytics, pricing and performance measurement. As part of the Capital Markets Group, he leads Deloitte’s Basel 2 and Economic Capital practice in the United States. Alok has assisted clients with projects relating to capital allocation, risk based pricing, counterparty and portfolio risk measurement, credit portfolio valuation, and credit risk assessment. Prior to joining Deloitte & Touche, Alok was senior vice president in the Risk Capital and Portfolio Analysis Group for a leading investment bank, where he developed the enterprise wide economic capital framework for organizational and customer profitability reporting and implemented a risk-adjusted profitability model.
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Bala Balachander Bala is a director within Deloitte’s Governance, Risk and Regulatory group of the Enterprise Risk Services (ERS) practice. Bala focuses on implementing large-scale risk transformation and capital management initiatives within global banks and financial institutions, including implementation of recent regulatory requirements such as the Basel II and Basel III Accords. He has more than14 years of experience helping banks and financial institutions realize value by process transformation, operational streamlining, new product/process development, and by strategic use of emerging technologies. |
