This site uses cookies to provide you with a more responsive and personalized service. By using this site you agree to our use of cookies. Please read our cookie notice for more information on the cookies we use and how to delete or block them.

Bookmark Email Print this page

Quick Look: Banking & Securities Blog Library

Welcome to the banking & securities Quick Look Blog library. Here, you'll find a consolidated view of banking & securities related articles from the Deloitte Center for Financial Services Quick Look Blog. Join Jim Eckenrode, executive director, and Val Srinivas, banking & securities research leader and their team, as they discuss issues facing the banking & securities industry today.

Follow this blog on Twitter using #QuickLookBlog.

Recent posts

Observations from Sibos: Fostering a culture of collaboration and compliance in the global banking industry
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on October 15, 2014
How can banks begin to embed compliance into their organizations' ecosystems to achieve market expectations for innovation and regulatory expectations for compliance? Read our blog for a recap of the annual Sibos event and Deloitte's session on establishing a culture of compliance.

Crowdfunding in developing countries: A catalyst for entrepreneurship and innovation
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on October 8, 2014
Crowdfunded films are enjoying a bigger presence in both the U.S. and in developing countries – including Bollywood films in India. How can the financial services industry learn from the film industry when it comes to crowdfunding? Read our blog to discover what financial institutions can do to unlock the potential of crowdfunding in developing economies to drive entrepreneurship and innovation.

Technology convergence in financial services: What are we missing?
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, on September 24, 2014
What kind of possible disruptions to the financial services industry are we not thinking about today? Where are we guilty of projecting what we know today onto a different device rather than considering more broadly how technologies, societies and industries are converging? Discover what the financial services industry may learn from the evolution of Star Trek,  from watching on our TV to the latest in mobile devices.

Tech versus touch in retail financial services: Finding the right balance
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on September 3, 2014
Technology acts as a barrier in service interactions. Does this sound counter-intuitive? Read our blog to understand why technology may diminish the perceived value of rapport in service exchanges instead of enhancing it.

When regulation and innovation collide: Lessons for financial services
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on August 20, 2014
Technology is changing the game in the financial services industry, with companies and start-ups offering new products and services every day — changing the status quo and keeping the industry on its toes. How can firms stay a step ahead, leveraging technology to increase engagement with customers, develop new products, and ultimately monetize these efforts? And where do the regulators fit within this disruptive innovation — are they being forced to play catch up?

The trouble with bubbles: Spotting and responding to asset price bubbles
Posted by Dennis Dillon, Senior Market Insights Analyst, Banking & Securities, Deloitte Services LP, on July 30, 2014
Bubbles, or at least potential bubbles, seem to be everywhere lately. While banks and capital markets firms need to account for even minor risks to avoid a bubble, action to mitigate a bubble that does not actually exist could harm a particular sector as well as the broader economy. How do we know when a bubble has formed, and what questions should be answered before regulators intervene?

Make way for exponential finance: How exponential technologies will drive innovation in the financial services industry
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on July 16, 2014
There are a number of trends happening in the area of exponential technology that may have an impact on the financial services industry including artificial intelligence, robo advisors, and others. Institutionalizing such capabilities and making the transformation into an exponential organization might be a long road for most large, incumbent firms, but the sooner the journey begins the better.

The future of biometrics in financial services
Posted by Ryan Zagone, Lead Market Insights Analyst, Banking & Securities, Deloitte Services LP, on July 9, 2014
As biometrics mature and expand to include more physical identifiers, financial institutions will have to stay keenly aware of consumer perceptions, experiences, and concerns to ensure these features are properly integrated into mobile products.

Winning the cyber talent war
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on June 26, 2014
Talent isn't always top of mind when one thinks about cybersecurity, but there is a growing perception that the best way to counter the innovation coming from threat actors seeking to exploit technology vulnerabilities, within financial services and other industries, is to fight fire with fire.

Innovation strategies in retail financial services: How followers can succeed against pioneers
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on June 18, 2014
There can be only one pioneer in any product category, and most firms will find themselves as "followers" — sometimes by choice, but mostly by circumstance. So how can followers break away and attain market leadership? Read this blog to understand how followers in the financial services industry, where new categories are few and far between, succeeded in the past.

Brand commoditization in retail banking: What can banks do about it?
Posted by Lincy Therattil, Assistant Manager, Banking & Securities, Deloitte Services LP, on May 21, 2014
Banks have an opportunity to differentiate themselves when offering highly commoditized products by leveraging technology to make client experiences more meaningful and personalized. Such customization is especially relevant now, despite digitization, as customers increasingly expect exclusivity and service personalization when they perform banking functions or contact bank representatives in the virtual world.

Mobility and financial services: We've only just begun
Posted by Jim Eckenrode, Executive Director, Deloitte Center for Financial Services, Deloitte Services LP on May 14, 2014
In the financial services industry, firms have worked hard to engage with their clients through the mobile channel.  But given the pace of technology advancement in the mobile space, firms should be planning to rethink how mobile device technologies may advance in unanticipated ways.

Scale economies in banking: Is bigger really better?
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on April 23, 2014
Are there scale economies in today's banking? And would limits on bank size negatively impact operational costs and lead to other adverse consequences? Thanks in part to advances in data collection and econometric modeling, academic researchers have begun to shed more light on these questions in recent years.

Interest rate risk: Lessons from the past raise concerns for the future
Posted by Ryan Zagone, Lead Market Insights Analyst, Banking & Securities, Deloitte Services LP, on April 2, 2014
The United States is likely heading for a period of rising interest rates, and without appropriate attention, some banks may be positioned for a margin pinch, unrealized losses may mount, and interest-sensitive revenue may be jeopardized.

Financial services emerge from winter: Was it an ice storm or an ice age?
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on February 19, 2014
After reflecting on our most recent industry outlooks, it seems the various sectors within financial services seem to be headed in polar opposite directions. What we are looking at now is a bifurcated industry, with some firms looking to expand and diversify, while others are streamlining and simplifying.

The "Internet of Things" and the financial services industry
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on January 22, 2014
The "Internet of Things" is a growing phenomenon that is changing the way we do business. How should the financial services industry respond? What does the "Internet of Things" mean for how we communicate and interact with customers?

Sunrise, sunset: Getting a jump on planning for 2014
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on December 17, 2013

The launch of Deloitte's financial services 2014 outlooks has already begun and will be completed after the first of the year. This blog post provides a sneak peak across the sector outlooks.

Cybersecurity: Not your father's vault
Posted by Jim Eckenrode, executive director, Deloitte Center for Financial Services, Deloitte Services LP, on December 10, 2013
Perhaps even more than the increased frequency of attacks on financial institutions, is the emergence of new threat actors, that is driving the need for many financial institutions to reevaluate their cybersecurity programs.

Proposed liquidity rule for banks: Likely impact on liquidity management, profitability and compliance
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on November 19, 2013
What may be the likely consequences on banks' liquidity management strategies and compliance programs resulting from the proposed Liquidity Coverage Ratio (LCR)?

The geography of innovation: Does it matter?
Posted by Jim Eckenrode, executive director, Deloitte Center for Financial Services, Deloitte Services LP, on November 4, 2013
Innovation. Some may view it as yet another over-hyped buzzword. Others view it as the key to survival in an ever more expanding and dynamic environment. Lately it appears much more of the latter than the former, financial services executives have a real interest in innovation, and in particular, how to make it happen.

Repos in the post-regulated world: What can we expect?
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on October 8, 2013
In the years following the economic turmoil of 2008, regulators began looking to bolster industry practices with increased regulation. All these changes, if implemented, have the potential to reshape the repo market and likely have consequences for short-term funding and the broader financial system.

Post recession: Have we come to the fork in the road – how to choose which one we take?
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on September 24, 2013
Have we reached an inflection point as the U.S. economy recovers from the 2008 recession? As the economy and industry recovers, are we entering the "new normal"?

What lessons in pricing might banks learn from the airline industry?
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on August 20, 2013
Unbundling strategies have been the norm for the airline industry for years. How may the financial services industry leverage these pricing strategies to positively impact the bottom line while ensuring customer satisfaction?

Bridging the gap between left and right-brained thinking in financial services
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on August 13, 2013

How might the financial services industry stay a step ahead by mixing analytical with creative thinking?

Benefits vs. features: How you display products may make a difference
Posted by Val Srinivas, Banking & Securities research leader, Deloitte Services LP, on July 2, 2013
When consumers are faced with a choice among products organized by benefits, they select the cheaper items. Yet, when products are shown according to their features, consumers don't necessarily gravitate towards the less-expensive options. This blog post discusses how benefit vs. feature display may have an impact for financial products.

The spear versus the shield: Which will lead the industry?
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on June 25, 2013
The Chinese word for paradox, maodun, literally means "spear-shield." In financial services, the spear can be viewed as innovation and the shield as regulation. This blog post discusses how technology may enable the two to work together.

Wait and see or wait and miss out? How next-gen mobility may shake the industry to its core
Posted by Jim Eckenrode, executive director of the Deloitte Center for Financial Services, Deloitte Services LP, on June 18, 2013
Financial services leaders that take the "wait and see" approach may miss out on the next big thing.

How will lenders adjust to tight housing supply and higher rates?
Posted by Val Srinivas, Banking & Securities research leader, on June 18, 2013
Things are looking up for housing. But how will lenders adapt to the new market conditions?

Related links

Share this page

Email this Send to LinkedIn Send to Facebook Tweet this More sharing options

Stay connected