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Actuarial services

Deloitte is the second largest actuarial consulting firm in the world. Our services are addressed to government organizations, financial institutions and to insurance companies. We are also going strong on the Central European market.

Our services include: 
>  Assistance in obtaining insurance licenses 
>  Life insurance advisory services 
>  Property insurance advisory services 
>  Advisory services regarding liabilities due to employee benefits and social insurance

Assistance in obtaining insurance licenses

We help companies to open business in Poland. In particular, we offer:

  • help in establishing business contacts with Polish companies,
  • product development and evaluation,
  • sales, distribution channel and administration analysis,
  • assistance in obtaining permits and developing business plans,
  • help in developing simulations, business plan and actuarial assumptions, required for life insurance license.

Life insurance advisory services

  • sales and distribution network analysis,
  • new product testing, market requirement analysis and related financial projections,
  • tariff, premium, provision, policy surrender value and commission analysis,
  • product profitability testing and cost analysis in group and individual insurance,
  • assistance in database building for group and individual insurance programs,
  • help in liaising with Insurance and Pension Funds Supervisory Commission
  • reinsurance consulting,
  • building investment strategies,
  • insurance company valuation for transactions and publications (including calculation of embedded and appraisal value),

Property insurance advisory services

  • tariff analysis and optimization,
  • loss analysis,
  • provision methodology verification - in particular IBNR provisions,
  • assistance in database and IT system developmen,t
  • building investment strategies,
  • insurance company valuation for transactions and publications,

Advisory services regarding liabilities due to employee benefits and social insurance

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