After being on the rise for 30 years, financial economic activity fell in the wake of the global financial crisis, starting a new trend in European banking.
Studies agree that the ROE of European banks will be affected in the coming years. New banking regulatory requirements (CRR/CRD IV, EU mortgage directives, MIFID II, etc.) are considerably changing the rules of the game, particularly in terms of capital and liquidity, thus tightening the new level playing field and obliging banks to rethink their core and business strategy.
Some European banks already anticipated these changes and are currently adjusting to the new rules of the game. Ultimately, these efforts should decrease the adverse effect of the forthcoming changes. The banking industry sees this new era as an opportunity to equip themselves with the right tools that will secure future growth, transform their economies, businesses and cultures.
In order to optimise client strategies, Deloitte makes it their mission to provide you with a personalised solution by considering both your business as well as external regulatory constraints. We help clients make strategic decisions and provide their institutions with the most suitable solutions in order to navigate the approaching regulatory storm. Our goal is to use our model and tailor it to your organisation. By doing so, we facilitate the strategic decision making process and best define the next actions by considering the combined effect of capital, liquidity and profitability.
As banks are looking to optimise their amount and cost of capital as well as liquidity and funding, it becomes increasingly challenging to generate profitable business.
Deloitte offers the Strategic Optimisation Toolkit, an integrated service solution which helps banks address the current and future challenges. Its goal is to provide you with an overall view of your assets, liabilities and key performance indicators as well as allow you to see how they interact to facilitate strategic decision making.
The Strategic Optimisation Toolkit helps you to:
The HORIZON platform developed by Luxoft provides customers with a rich graphical interface for the best user experience. It offers dynamic access to your strategic dashboards; easy navigation across scenarios, risk indicators; and adds additional simulation possibilities using direct input variables. HORIZON provides decision makers with precise representation and comparison of the outcomes of the Strategic Optimisation Toolkit.
The platform is a next-generation risk visualisation framework that provides an innovative user interface with a set of pre-designed risk dashboards for enterprise-wide credit, market, liquidity and operational risks consolidation.
It offers dynamic risk and performance data access using a graphically-rich app-based approach and a secure, high performance mobile interface.
It enables the SOT to bring risk transparency and decision making to a new level!
HORIZON industry recognition: