With the wider economic slowdown and general loss of asset values, the global insurance industry is facing increased pressures to manage risk, improve profitability while balancing the demands of regulatory changes. The insurance professionals of the Deloitte member firms work with clients from strategy definition to implementation and business transformation. We are trusted by our clients to identify and solve their most critical challenges. Our insurance offerings are comprehensive, scalable and aligned with client demand and span the general insurance, life, retirement, health, and reinsurance sectors. We have one of the largest actuarial practices in the world and serve insurance companies in more than 40 countries.